FAQ – Dividend Life

• 200% Multi-Claim Critical Illness Cover
• 200% Dual Life Cover
• Lifestyle & Wellbeing Benefits
• Engaged Health Care
• Personal Financial News & Insights

A life and critical illness insurance policy allowing you to:

• Make up to 3 critical illness claims for different conditions per policy.
• Receive maximum benefit of up to 200% of initial sum assured for life and major critical illness claims.
• You can access the Multi-Claim calculator here for a better understanding of the Dividend Life with Critical Illness cover.

• Up to 200% Multi-Claim Critical Illness cover
• Life Empowered Benefits and Rewards
• Engaged Health Care with Doctor-on-Demand

All claims must be for ‘unrelated’ conditions and not claimed under the same major condition category.

If either you, a policy trustee or estate executor need to make a claim please contact Family Assurance Friendly Society’s claims team directly by:

1. phone on 08081965861,
2. email at claims@assuraprotect.com,
3. post at Dividend life claims, 16-17 West Street, Brighton BN1 2RL.

Yes. Your premiums are fixed for the entire policy duration..unless you choose to change your level of cover.

No. Multi-Claim cover is included on all Critical Illness policies without additional premium charges.

No. Full Annabel Benefits & Rewards are included on all policies at no additional cost.

For both Level Term and Decreasing Term Life policies, you may purchase up to £1,000,000* worth of cover (*subject to age and underwriting criteria).

Yes. Assura Dual Life cover offers combined protection for couples and offers several distinct advantages over traditional joint policies, which include:

• Cover on both lives not just first.
• 200% maximum benefit amounts.
• Longer total protection periods.
• With monthly premiums similar to joint policies.