Life insurance is about providing peace of mind and protecting one’s Family and dependents against unplanned events or one’s passing.
At Assura Protect we think that Life Insurance should be:
Most life Insurance companies require detailed and lengthy information on your health, financial situation and lifestyle.
Most life policies will restrict coverage for people with pre-existing health conditions or who fall into high risk categories.
Benefits and Cover
The Life cover provides a guaranteed cash sum up to a maximum of £100,000 if you die during the term of cover.
Please see table of Benefits and examples below:
Table of Benefits
You must be:
Applying for Cover
Assura Protect Term Life does not cover you for claims as a result of a medical condition that existed (including treatment, monitoring, referral, consultations or whilst undergoing tests) in the 3 years prior to taking out the policy, unless you have remained symptom, treatment and consultation free for a period of two consecutive years from the policy start date.
Life Cover does not cover you for: suicide, criminal acts, alcohol or inappropriate drug use, nuclear contamination, war, riots or terrorism.
Please see the Life Cover Policy Document for a detailed explanation of the conditions and exclusions.
Should you have an existing medical condition, or a special coverage requirement, and wish to investigate the possibility of having this covered then please go the Bespoke Risk Term Life section.
Please complete and submit the attached application form to Assura Protect as indicated.
Your application will be reviewed by our underwriters who will assess and advise what level and type of Life cover will be able to be offered.
Please note though that in some circumstances it may not be possible to offer either your requested, or any, level of cover.